Department of Trust
Product sources reviewedIdentity not reviewedDepartment of Trust, a trading name of 122 Ideas Ltd, supplies financial-risk and affordability assessment software for gambling operators. This role is distinct from behavioral gambling-risk detection: it evaluates financial and identity evidence rather than gameplay patterns.
DoTrust Complete Financial Risk Assessments
Multi ProductMixedAvailability: StandaloneDepartment of Trust, a trading name of 122 Ideas Ltd, supplies financial-risk and affordability assessment software for gambling operators. This role is distinct from behavioral gambling-risk detection: it evaluates financial and identity evidence rather than gameplay patterns.
DoTrust owns the API, embedded journey, configuration, and assessment workflow. The resulting checks can depend on external banking, credit, identity, and other data sources, so the product is recorded as mixed ownership rather than as a first-party source of every underlying data point.
The technical documentation says operators configure their own risk methodology and receive only the information requested by that setup. It does not transfer the operator's player-protection decision or regulatory responsibility to Department of Trust.
Integration: An operator configures its assessment methodology, calls DoTrust Complete through REST endpoints, and can embed a consented bank-data journey when deeper evidence is required. The operator is responsible for the data it supplies and the returned sensitive information. Public sources do not define one controller allocation, final decision rule, universal jurisdiction fit, implementation time, or price.
Delivery options
REST API access to the financial-risk and related checks selected in the operator configuration.
- Operator license
- Operator
- Merchant of record
- Operator
- Player data controller
- Unknown
Included
- + Configured identity, income, affordability, and financial-risk checks
- + Assessment results and evidence fields selected by the operator
- + Access to contracted external data connectors
Not included
- ! Gambling license
- ! Behavioral gambling-risk monitoring
- ! A universal operator decision policy
- ! Guaranteed approval in an unspecified jurisdiction
- ! Publicly fixed commercial terms
Embedded player-consent journey for obtaining the bank data requested by the operator's configured assessment.
- Operator license
- Operator
- Merchant of record
- Operator
- Player data controller
- Unknown
Included
- + Embedded bank connection and consent flow
- + Operator-selected bank-data period and disclosure depth
- + Return of the contracted assessment data to the operator
Not included
- ! Gambling account operation
- ! Behavioral risk scoring
- ! A transfer of the operator's final player-protection decision
- ! Universal market or bank coverage
- + The current documentation makes the operator's configurable risk methodology explicit.
- + The product supports a lower-friction API path and a separately consented embedded bank-data path.
- ! Financial-risk and affordability checks are not substitutes for behavioral risk monitoring, case management, self-exclusion, or device blocking.
- ! The underlying evidence can come from external data providers; availability, permitted use, and source ownership must be checked in the agreement.
- ! The reviewed public documentation does not settle controller roles, final decision authority, jurisdiction fit, implementation time, or price.
- ! The company site publishes an FCA registration claim, but this module does not carry that status as independently verified.
- UK Companies HouseFilingchecked 2026-07-11— The official register lists 122 Ideas Ltd, company number 12979583, as active.
- Department of TrustVendorchecked 2026-07-11— The current site footer identifies Department of Trust as a trading name of 122 Ideas Ltd and publishes claimed FCA and ICO registration numbers. The FCA status was not independently carried into this profile.
- Department of TrustVendorchecked 2026-07-11— Current technical documentation describes DoTrust Complete as a REST API for identity, income, affordability, and related financial-risk checks. It says the operator configures its own risk methodology and is responsible for supplied and returned sensitive information.
- Department of TrustVendorchecked 2026-07-11— Current documentation covers embedded, consented bank-data journeys and lets the operator choose the requested period and level of bank-data disclosure.
- UK Information Commissioner's OfficeRegulatorchecked 2026-07-11— The ICO certificate lists 122 Ideas Ltd under registration ZB312025 through March 10, 2027. Registration does not validate product outcomes or allocate roles in an operator contract.
- UK Gambling CommissionRegulatorchecked 2026-07-11— The regulator's current person profile identifies Charles Cohen as founder and CEO of Department of Trust and describes the company as a provider of financial risk assessments for gambling companies.
